Shave 30% Off Your Existing Premiums

And Guarantee the Highest Payout
It doesn't get better than this!

(Even if you don’t want to go through a full planning exercise) 

YOU WILL Join Two million
like-minded clients

2 Million+

Lives Insured

2,1 Billion

Annual Premium income

379 Billion

Total Cover amount

The Needs-Matched Secret Ingredients

Pricing | Flexibility | Protection

Secret One

Removes wastage and instantly saves you 30% of your current premiums.

Secret Two

When life happens, you have the flexibility to choose a lump-sum or recurring payment which helps protect against further inflationary or investment loss.

Secret Three

From the onset you are guided to prioritise your cover according to your needs. You decide to protect your income, your family, your assets or even your future investment returns.

A 100 Year Plus Industry has Hardly Evolved Until Now!

“We know how hard you have worked to earn every cent, that’s why we suggest you only pay for what you need. Replace the bloated expenses, excessive profits and archaic processes with the latest in pricing tech.

And, since we take a disruptive view of life and health, we also disrupt the way you can own cover on yourself and assets. We believe that if you know how to protect yourself from any disease that could harm you or your family, you could reduce your premiums to the bare minimum over time and not have to purchase cover, never knowing when your number is up.

Traditional Insurance vs Matching Needs Cover

An Rewarding Experience when Bloated Profits are Removed

Guaranteeing the Highest Claim Payouts
in these Real Life Cases

Featured Example:

42 year old with oesophageal cancer

A 42-year-old businessman purchased his needs-matched cover in December 2017. He increased his cover from R13 million to just over R36 million. Unfortunately, he was diagnosed with stage 4 oesophageal cancer in October of 2021. With this degree of certainty, he qualified to receive his pay-out as soon as he was diagnosed and not have to wait it out.

A young 39-year-old lady in management was diagnosed with arrhythmia (irregular heartbeat). This resulted in her having a operation in July 2016. She qualified for a 25% pay-out under her additional expense needs cover, which was paid in full.

In addition she booked-off work for almost a year and received a temporary expenses pay-out during that period (337 days) another pathway ablation happened in August 2019, which qualified for a further payout.

Example 2: 39 year old with arrhythmia

Example 3: 40 year old with cancer

A 40 year old businessman was diagnosed with stage 4 pancreatic cancer. His health quickly deteriorated and he died just 25 days after being admitted to hospital. He was paid out in full on the diagnosis of cancer. His family was paid a recurring pay-out, until his spouse’s retirement age of 65 years.

Life Assurance Companies Pay Out
Billions in Benefits

R29,1 Billion in Death Claims Alone was Paid Out in 2021

The Past Few Years Demonstrate Multiple Reasons to Optimize Cover

Four Year Degreed+ Professional's Claims are Excessive

The 'professional's only' insurance company had a 15% increase in Sickness Benefits Paid and a 43% in Long term Disability Claims.

Income-Protection Specialist Assurer

FMI 2020 Claims Report

The Importance of Cover
One Thing in Life is Certain, either a Claim will be Paid or Not

Momentum Metropolitan’s life insurance businesses paid R10.7 billion in death claims during the year, compared to an average of R5.6 billion per year preceding the pandemic

Preventing The Top Ten Diseases

It's Achieved Daily with Natural Interventions

Heart Disease

Cancer

Improve Your Health - Reduce Your Premiums

Cancer rates have been rising for more than fifty years.

In fact, we are no closer to “finding the cure” for cancer than we were in 1971 when President Nixon signed the National Cancer Act to create and fund the National Cancer Institute.

1 in 4 People Reading This Will Die From
Some Form of Cancer...

How can the cancer industry funded by billions of dollars with the world’s smartest researchers, scientists and doctors be completely stumped by this disease? 

At the current growth rate, in the near future, every person on earth will suffer from cancer.

Here’s the GOOD NEWS:

The answers to STOP CANCER are out there… if you know where to find them!

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Option Three

The Full Monty

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Company: Consult by Momentum
Advisor: Peter Smanjak
Financial | Health | Wealth

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Frequently Asked Questions

We don’t need to partner as we have our fellow colleagues across 250 financial practices in South Africa.

We are licensed to consider the offer of any insurer or investment company in the country.

We also partner with functional and natural health practitioners. In our legal applications we team up with other attorneys and advocates.

This question has been the driving factor behind ongoing research into the escalating increase in health cost and financial portfolio’s. We live in a world that now believes in prevention ahead of cure, and their work is equipping you to safeguard your financial provision and health vitality by implementing subtle but important changes.

 

Our work is focused on root-cause analysis and needs-matched over. By following our method and steps, saving money is on the  top of the list.

Once you have submitted your details, we or one of our top advisor’s who is assigned on your matter will present what is available in comparison to what you have now. In this way you are never left with less than you have. You will always be covered according to your needs and more with a 30% saving. 

Because we also run a functional and alternative health consulting practice, our experts provide health guidance to get you back to the condition you were in your 20’s. Our focus is in alternative and natural medicine. Our courses in health will optimise your health no matter where you are. You need to make that decision and take the next step.

Save 30% on your current premiums, and be rewarded with millions should you claim . . .